Who We Are

Founded in December 2015 and based in Mumbai, ePayLater is a digital payment solution offered by Arthashastra Fintech Pvt. Ltd. that enables a "Buy Now, Pay Later" solution for frequent online purchasers with an interest-free credit term of 14 days. We are recognized as a startup by the 'Department of Industrial Policy and Promotion' of the Government of India's Ministry of Commerce.

We are a team of dynamic professionals with a goal to optimize the digital payment experience and make it seamless, reliable and secure. We take pride in our aim to bridge the credit divide that exists in India today.

ePayLater is a participant in the Amazon Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.in.

Meet Our Team

Akshat Saxena

Co-Founder

Akshat Saxena

Co-Founder

10+ years of work experience spanning leading Technology and financial firms - SAP, Oracle, TransUnion. MBA from MDI, Gurgaon and B.Tech from DA-IICT, Gandhinagar.

Aurko Bhattacharya

Co-Founder

Aurko Bhattacharya

Co-Founder

10 + years of Banking experience dealing with structured investment solutions across all of Equity, Interest Rates and Foreign Exchange. B.Tech from IIT Roorkee, PGDM from IIM Kolkata.

Uday Somayajula

Co-Founder

Uday Somayajula

Co-Founder

8+ years of experience in multiple areas of banking, capital markets and risk consulting. Specialist exposure to banking regulatory framework B.Tech. from JNTU Hyderabad, PGDBM from MDI, Gurgaon.

Debabrata Gharah

VP, Engineering

Debabrata Gharah

VP, Engineering

Techie at heart. He has 12 years of experience in building solution-oriented and easy to use software which can change life of many customers. He has strong business sense and bring in knowledge from multiple domains like Banking, Media, Datacenter management Software etc.

Atishay Kumar

Product Head & CTO

Atishay Kumar

Product Head & CTO

10 + years of core product development across industry leaders like SUN Microsystems and Microsoft, Seattle. B.Tech. from DAIICT, MS from Univ of Florida.

Amit Yadav

Data Scientist

Amit Yadav

Data Scientist

3+ years in data analytics with focus on machine learning techniques. B.Tech from IIT Bombay.

Sameer Bhatia

Marketing & Analytics

Sameer Bhatia

Marketing & Analytics Manager

5+ years of experience of working in cross functional roles. Loves driving and exploring the unventured!.

Abhishek Ray

Legal Advisor

Abhishek Ray

Legal Advisor

7+ years of experience as a Banking and Finance, General Corporate and Private Banking Lawyer with ICICI Bank and Khaitan and Co. Advocate, Bar Council of Maharashtra and Goa. BBA, LLB from Symbiosis Law School, Pune.

Sanjay Pitroda

Business Service Manager

Sanjay Pitroda

Business Service Manager

18 yrs of work experience in Sales & Marketing operations, handling team of more than 25 nos. of Telesales inbound and outbound process, also done several Marketing Research Activities, Franchise and Study centers operations and development of in-house Labs of different fields in more than 400 Schools and Colleges all over india.

Suchir Bhatnagar

Product & Analytics Head

Suchir Bhatnagar

Product & Analytics Head

"10+ years of experience across various industries. Somehow passed engineering, thought two masters are better than one, entrepreneur by chance, wanderer by nature. Considers self Jack of all trades but good at none. Btech., Computer Science and Engineering, IIT Delhi, PGDBM, MDI Gurgaon, Masters in Management, ESCP-EAP, Paris."

Abhay Kishore

Graphic Designer

Abhay Kishore

Graphic Designer

9+ years of experience in design across web multimedia, digital marketing, email and UX Design for e-commerce and fintech. B.Com from COC Patna, GNIIT from NIIT, Patna.

Nidhi Gupta

Software Engineer

Nidhi Gupta

Software Engineer

Over 6+ years of experience in J2EE development and handling cross-functional projects. BTech from DA-IICT,Gandhinagar.

Ramesh Hariharan

Advisor

Ramesh Hariharan

Advisor

10+ years of analytics experience. Co founded Latent view Analytics, one of the leading names in the space in US. B.Tech. from IIT Madras, MBA from IIM Kolkata.

Prasannaa Muralidharan

Product Advisor

Prasannaa Muralidharan

Advisor

10+ years of product management experience for B2B and B2C products relating to payments, fraud, operational back office. B.Tech. from IIT Madras, PGDM from IIM Kolkata.

Ravichander V

Advisor

Ravichander V

Advisor

25 years of career banking. Has held leadership positions across various financial institutions. Held position of MD and CEO of India Factoring in his last role.

Shanmu Thiagaraja

Technology Advisor

Shanmu Thiagaraja

Technology Advisor

14+ years of experience in designing and building scalable software including high performance transactional systems with web front ends. B.Tech. from PSG Tech Coimbatore.

Aishwarya Dayal

Business Development Manager

Aishwarya Dayal

Business Development Manager

2.5+ years of experience in business development, strategy & growth at e-commerce startups. Hails from Lucknow. BA (Hons), St. Stephen's College, Delhi University.

What Makes Us Different

ePayLater makes direct impact on the community

Direct Impact on Community

We aim to empower people by making credit inclusive, digital and accessible. We lead with solutions to change the society for the better.

Growth

We are a small but passionate team with big ambitions. We are a place to learn, thrive and grow. Help build the product and learn along the way.

Open Culture

We reach out across teams with an open mind and encourage flexible working hours. Want some alone time, you can even work from a coffee shop.

World Class Management Team

Our management team has over 50 years of experience between them. Interact with them on a day-to-day basis and learn from their experience.

Wish to work with us?

Send your resume along with one change that you would want to make in the product at

careers@epaylater.in